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Thank you for visiting our site today. While you're here, please take the time to read about our services and explore the site. From this site you can learn about the process of obtaining a home loan and checking in on how our current clients describe their experience working with us as their exclusive mortgage advisors and mortgage brokers. Enjoy!

Michael O'Brien - Mortgage Broker/Partner
Office: 888-627-4369   
Mobile: (714) 726-9950
Secure Fax: (714) 398-8805

Mike Mortrud - Mortgage Loan Officer/Partner
Office: 714-596-5410   
Mobile: (949) 412-1797
Secure Fax: (714) 596-5444


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Emerald Coast Investments
Home Lending Made Easy.

Our goal is very simple: to match the perfect home loan to your personal needs, and to get you into your dream home as quickly and easily as possible. We are very passionate about our jobs... it's what we do best!


We make home financing a fun and positive process. Buying a home is one of the most fulfilling and rewarding investments you'll ever make... why compromise such a wonderful experience with the frustrations and uncertainties of having to go it alone?

We can help because we can make it easier than dealing with a Big Bank. We feel it's very important to make the process of buying a home as simple, painless and carefree as possible, and with our guidance you'll be able to relax every step of the way.

Awareness is key. If we can make my clients aware of the many loan options available to them and help them to understand those options, then getting matched up with the right home loan is a breeze. We put many years of experience, cutting-edge industry and product knowledge and a great sense of caring to good use – whether you're a first-time homebuyer or are returning to the home financing process again.

As we guide you through this exciting time and shed some light on the paths you'll be following, our expertise and knowledge will nurture your confidence and comfort level. It's home lending made easy. That's why our clients put their faith in us.

That's why most of our business comes by referrals from satisfied people just like you. And that's why they come back to us time and again for all their home financing needs